The properties in OK, which are roughly 30-40% smaller than my personal residence are only about $400-$600 cheaper than my FL insurance.

As you all know, Pricelabs has customization that can be set with base rates based on seasonality. 

While trying it out, call their customer service and see how they treat you and how knowledgeable they are on their product.

I think making it more generic and less custom is the safer bet.

Enough immediate cashflow to balance out the mortgage, taxes and insurance.

One has a 162k mortgage, $1250 tax,Insurance,%3.5 30 yr, worth at least 750,000 LTR rent $3200, #2- Los Angeles worth   $750k as well just did a remodel of 150 K, mortgage is 75,000 payment $700.tax,Ins, Mtr/str hybrid.

Is $107k your true net, or do you have any other expenses (mortgage, taxes, lodging taxes and fees, insurance, utilities, landscaping, WiFi, etc.)?

You can gauge this risk by checking state average homeowners insurance rates.Few people live in cities that meet all the above requirements.

- Controlling costs for payroll processing, unemployment charges, workman's comp and liability insurance- Coordinating ServiceTech & tenant schedules for appointments--- There are several industry vendors that focus on just this!

The taxes and insurance sound like where we are in St Augustine and NY.