., but we have gold wheels for cars, BIG wheels for trucks, higher tolerance wheels for off-roading, and so on...

Padsplit residents can cause problems with neighbors and other residents because many have substance abuse and/or criminal histories.

Of course the co-signer should be significantly stronger in ALL areas as compared to the applicant...usually this is a parent or relative, and they should be well established, with ownership of real estate for years; long and stable employment; no, or very distant, criminal and traffic court records; well funded SAVINGS/IRA's or stock market accounts.

It might be illegal in your state for them to provide criminal and eviction history?! 

Otherwise, we there until rates start to dip a little bit.Hopefully the 3 tenants will help in overcoming that rate until you can refinance down the road.

I'm literally at a fork in the road with my architect.

REI is a great thing to start to learn about so you are pursuing something with great long-term value, but you have to know that it's not a quick road to get out of the rat race.What financially free means to you could mean something different to someone else so usually what people are seeking is time freedom.

.• Adverse Features: Do any of the comps have issues not considered in the appraisal, such as proximity to a high-traffic road, sewer plant, or power lines?

I'm all for calling out scam artists and criminal and holding people accountable to ripping people off.... but tread lightly and be sure you are sticking up for the right person.

Maybe someone has been down this road and can point me in the right direction.