And when you said the management company takes a 550 credit score , all I see in your future are evictions .   

I’d never had more than $2,000 in my bank account up until this point.

Just requested a property management account.

I've been taking RMDs each year as required, and to think that now I am allowed to empty the remainder of the account and move it into my personal IRA without paying taxes on the distribution.....well, that seems to generouse to be true from the IRS....

Credit is in order and I have a steady income.

There are thousands of websites out there that are disguised as helping the public find the best of the best but at the end of the day its simply taking your info and selling it to a 3rd party as a lead.If you are trying to buy a home or an investment property and you have good to excellent credit you should always use an FDIC Bank or Credit Union.

Definitely a question for a tax attorney/accountant, especially with the dollar amounts involved. 

If you have nothing, and make nothing, you declare bankruptcy, wreck your credit and try to go back to renting.

Cash from self directed IRA accounts How did you add value to the deal?

Both are digital-first banks with minimal fees, and Mercury in particular offers free domestic and international wire transfers for most account holders.