Also if anyone has experience building duplexes or other small multi families and renting them out I'd really like to talk to you.My long term goal is to take the early retirement my job offers (23 more years) and live off my pension/401k and let the real estate investments pay for a charitable organization I would start.If anyone has good reading suggestions, (so far I've read the rental property real Estate investing book from Bigger Pockets, and the Millionaire Real Estate Investor").

Thanks for the replies both @Joe Villeneuve and @Steve Vaughan for the last year or so I've been studying real-estate, got my MA state agent license, and was left 100k from a deceased family member.  15k passive income a month is meaningful to me because that is what I feel like I could support my parents, my family, pay for my siblings college tuition amongst then being able to use that time that most people spend working a 9-5 to pursue other hobbies as potential careers, travel, with the ability to be very charitable while not having to stressfully worry about money.

If you have a large tax bill you are trying to defer, a Charitable Remainder Trust (CRT) is also a great option.

Char, it appears to me you're trying to do a subject to.

Next time I'll delay my "charitable" efforts until I have more chain of title certainty.And thanks again @Derek W.; I had actually scoured that site (referenced above) right when you had replied.  

Make more charitable cash/goods donations up to the allowable amount?

I read this article on my local business Journal http://www.delawarebusinesstimes.com/charitable-gi...If you know anyone looking to unload an unwanted property please have them reach out to me.

These are not charitable organizations.

I suggest researching what the competition is doing; if they're not paying the tenants bill, than your giving tenants a charitable gift.

It is simply poor business practice not to have rents keep pace with the increased cost of living unless you are a charitable organisation.