Hi Nazimuddin,It’s frustrating when rising property taxes and insurance eat into cash flow, but there are several strategies you can consider to help boost your profitability.

These updates boosted the home’s attractiveness, driving buyer interest and ultimately increasing its market value.

They have a mental list of hard to collect rent addresses and they may help connect you and the owner. 

It’s tempting, but not always profitable.Tip: Stick to improvements that will boost value based on the neighborhood, and avoid unnecessary upgrades.Buyer Preferences: Sometimes, the design or finishes you chose don't match what buyers in that market are looking for.

My mental calculus is that I want returns in excess of 25% above what the passive S&P 500 Index has returned historically (~8%).  

This "forced appreciation" helps boost the property's value, leading to better cash flow or equity you can leverage down the line.

Celebrate Success: Great leaders also celebrate team wins, recognizing both individual and collective achievements, which boosts morale and motivation.7.

Part of the problems landlords have with low income housing is tenants that can’t afford the rent, tenants whose life’s are out of control, and tenants with mental health and tenants with anger issues.  

The first question is of course, can you get a loan with less than 20% down - but I'll assume you can given that you're exploring both options.I recently read Real Estate by the Numbers by J Scott & Dave Meyer (shameless plug it's available through the BP bookstore here) and in chapter 36 they discuss exactly this - that in some cases using more leverage can actually boost your returns and you should run the numbers both ways to see what makes sense for you.

@Kevin Gallagherthere are a couple things overlapping herefirst, with a BRRRR, one of the goals is to boost the ARV as much as you can so that you get reimbursed / paid back on the refi.