Hi Ramdi,Great to see you're exploring private money lending as a financing option→ it's a smart move, especially if you're looking to scale while conserving your own capital.

Many landlords on this forum miss this - they often tend to be conservative in their political values - conservative policies, in that sense that they are "landlord friendly" also tend to go hand in hand with policies that make adding new supply easy.

Vancouver promotes water conservation, so including water-efficient fixtures could be a selling point.Remember, while these additions can add significant value, the exact ROI will depend on your local real estate submarket, the quality of the work, and how well the new spaces integrate with your existing home layout.Please reach out, I can help you with the funding of the project.Regards,Jackson

But it will be complicated by different factors such as flood zone, topology, conservation area, easements, access to roads and more.Zoning - check the code and check site zoning.

You could buy two $200K properties for cash if you're in a conservative mood. 

The numbers I ran yield a decent 300-450 cash flow depending on how conservative I want to be with reserve and property management fees. 

It is worth ~$700k above my costs including the rehab costs and today it has positive cash flow at my conservative underwriting.  

West Coast and Mountain states of the West had the same thing called CCC camps conservation crop. 

Once we have secure the property, we will rehab it according to a conservative budget while also being mindful of what the property and location demand.

The biggest issue with self sufficiency test is conservative underwriting on rents or using current low rents. 90%+ of my clients raise the rents drastically in Chicago after purchase.