I was studying the market and my rent will be just enough to cover the mortgage and HOA fee now I might to pay out of pocket for insurance but don't want to sell it yet because the area is growing and might have good appreciation in the years that follow.

Thanks Steven for the post. 

Consider the following and ask relevant questions:1.

The Cash on Cash return?

They had the $20M in coverage, equating to $400k+\- per unit or less than half the $1M Zestimate.  

I personally have not heard of the website that you came across.

➡️Find the right investment opportunities.

What if the employee is fired for stealing?

I have family in Kansas City, MO area so I thought that would be a good place to start since I could visit properties while visiting family.

You can certainly negotiate some closing costs from the seller on the buy side.