The 25% has to be your funds.Now, there are non conventional options that would be a bit more flexible but even most of those programs will require at least 20% down with no second mortgages filed on the property. 

Depending on the condition you'll command a better price on the MLS vs. off market.

By doing this we qualified for a larger mortgage because we could use the rent from the other tenant to qualify and there are better lending programs when it’s “owner occupied”.  

@Connor O'Brien I don’t think you price it any different then if just marketing for a market renter.  

As we kick off 2025, the real estate market is continuing to evolve, presenting both opportunities and challenges for investors.

What are some other emerging markets maybe with a bit lower to cost to entry for a BRRRR strategy?

Always ask tenants to check to make sure it is locked.Another disadvantage is that you have to change the batteries regularly.Another disadvantage is you have to spend quite some time programming the locks and tracking the code3.

Some rehab lenders have favorable refinancing programs to convert the rehab loan to permanent 30 year financing.

Not being able to rent out units usually just means the price is too high for the market. 

Looks like there is one program that has not closed yet in Ohio, maybe not the right county, but I would call anyway, they typically know who else could help.https://nlihc.org/rental-assistance?