A lender will work with you (they are on your side) to take measures to improve your score.

It's not passive-aggressive to say: I legitimately regret making a vulnerable post asking for encouragement, only to be met with an expert bashing me for mistakes I've already enumerated and taken responsibility for and measures to fix; and offering me advice I've already taken to heart.

Scroll down the page and look for cities above the line for good performance.https://www.airdna.co/blog/best-places-to-buy-a-va...A word of warning - from someone who’s spent waaayyyy too long playing around on the AirDNA web site: they measure profit as revenue minus mortgage.In many cities, a large chunk of the high airbnb revenues come from very specific highly desirable properties in highly desirable areas (e.g., baller properties that are downtown or oceanfront or lakefront, etc).

Someone should compile a list of losing projects and sponsors, so their complete track record can be measured.

The increase on your quality of life is hard to measure, but easy to feel. 2) As you mentioned, APPRECIATION will most likely be higher in more desirable areas.

In the case of property, the value you get is measured more broadly than in dollars of bricks and mortar.

@PJ McLaughlin I was worried about the same, and so I require tenants use ach transfers from their bank and don’t accept payments via credit cards, I also require payment to be received by the due date, not simply posted and pending through Cozy, money must be in my account by the 1st; thinking these measures would save me from this pitfall. unfortunately that doesn’t seem to be the case, and I’m dumbfounded.

As someone who has a tendency to spend excessively and live paycheck to paycheck, the lockdown measures implemented during the pandemic unexpectedly helped me stabilize my financial situation.

While this affiliation might bring certain advantages like integration and streamlined services, it’s also worth noting that many tech entrants in the property management sphere sometimes miss the intricacies of real estate management, focusing heavily on financial aspects instead.If you're looking for alternatives, you might want to consider other established platforms that specialize in property management, like AppFolio or Buildium, which are paid services but widely recognized for their comprehensive features and security measures.

Find a model that you can run the exact same test numbers through that you trust has accurate measurements of IRR.