But what makes this less of a great example you used, is the fact that you lost hundreds of thousands of dollars in equity/net worth and possibly forclosed on some properties like most Americans did at that time.

I feel like I’m in a good place, but I have over $900k locked up in equity.

Some have more than $1 million in equity while others have less.4.

People flipping homes instantly got crushed and many people doing BRRRRs ended up under water both in equity and monthly payments as rates went up.

Some have more than $1 million in equity while others have less.4.

Some have more than $1 million in equity while others have less.4.

you cash-out refinance after title seasoning and get 70% of ARV (200k) back so in your example you would get 140K back and have 60k in equity left in the property. 

So leave the sensitive stuff for later (if ever—it’s not customary to provide that stuff in equity transactions and your debt folks are going to want current stuff or to run it themselves).Since you have experience, flaunt it.

If you cash flow $200 per month but gain $36,000 in equity per year then you're actually earning $3200 per month. 

I have like $130k in equity on one of my duplexes and I would love to tap in the equity as a down payment along with DSCR loan.