But if you to a more wise and slow approach, you can find other ways to generate additional income, build up a 25% DP on a duplex that cash flows after all expenses and you have an EF fund, well you will sleep better at night and the odds that your investment will survive the tough times in your life is far greater then someone who sleep well at night with tons of debt who if anything should go wrong, which it does in life that person may be bankrupt. 

These groups tend to come and go, but we have survived many downturns.

@Ashley Harris I'd go for a 3-4 unit if house hacking.

@Theresa Harris thank you so much for your response i agree with you

Quote from @Theresa Harris: If you've been living there for 10 years, clearly you made it your home.

Quote from @Theresa Harris: It isn't just a matter of how many people live there-what is the housing supply like in the area, how many people are living in each home? 

Quote from @Theresa Harris: I agree with Bill on talking to your PM-they should be telling you what they think market rent is.

@Jarrett Harris the eviction will take a very long time in Cook County.

This year is so crucial I want too see whether lender like LoanCore survive this year or not … it would be easy to reinvest in 2026

If you HAVE TO RENT by the ROOM to make ends meet, you are surviving on borrowed time.