Quote from @Brandon Croucier: Well once the loan is Originated there’s no taking one out and adding another, I wouldn’t touch a blanket in that position then, there will be difficulty taking one out/penalties, definitely just suggest a cashout refi.

Like someone else said, your RE licensure exam is going to touch on creative financing in a very surface level way, if at all.

Thanks for input,Charlie@Charlie Krzysiak  It was touched on above but condo's are completely different then single family/townhomes and even 2-4 units multi family  properties.

Be very careful when it comes to vacation homes you need to be very experienced to be able to calculate the exact net cash flow. there is so many expenses that you might not understand, in other words you need to do your homework before touching any vacation rentals especially with the pandemic .

Few notes: I will not touch the money in these accounts unless the income is being used to buy a flip or another property, which is about 10 months for me so that money will be sitting there.I am considering a HYSA from Capital one as i saw as of today their APY is 4+% with a minimum deposit of $10KI will be using baselane to organize and manage these transactions.Any criticism / advice is welcome :)

I will be in touch with you directly.

@Tom CarmodyI would recommend getting in touch with owners in the particular hotel you’re wanting to buy in and ask them how they like it and how much they are really making & any issues with the hotel.

If you have a referral for a good attorney and/or title company I'd love to get in touch with them. 

I had the PM get in touch with the contractor and he addressed the "issues" fairly quickly. 

If I decide to go west I will definitely get in touch.