I believe, after several hours of research on the internet, the answer is yes you can use passive loss carryover to offset up to 25K of ordinary income *IF* you make less than 100K (which my wife and myself do as we only have a household income of about 40K per year - mostly from social security).So assuming the above is true I think we can take withdrawals from our IRA's up to the amount where we have an excess of 25K extra ordinary income and than the carry over loss could then be used as a deduction against this income. 

However, I would be filing as head of household.  

That being said, if the other two showers have tubs and everyone in the household has the ability to access the other "tubs" then I don't see this as something you should be required to fix. 

(They all vary a bit depending on the specific property)The tenant profile for Xxxxxx Drive, Milton, FL 32570 is as follows:No smokersNo vaping in houseCredit score around 600Minimum verifiable monthly household income of $2800 ($33,600 yearly)No section 8 or housing vouchersSome dogs allowed with $200 non-refundable fee.

These parameters will help decide what kind of yields you are searching for, which you can use to filter down your list of macro markets.Then I would start by looking at the macro market's fundamentals, that is the population, job and income growth over time.After that, I would look to see what the rents and home prices are and how those are trending as well.I would do a similar analysis, but at the sub-market level for the metro area you are considering investing in.Other metrics that I find valuable to understand are household income, poverty, unemployment, and educational attainment.

We're running our high volume businesses using the same supplier that every household in America uses.

A good criterion to tell your agents that will not overwhelm them would be a medium household income of around 30k a year, for the area, population density and is it increasing or decreasing year over year.  

You need a budget to pay off the credit card debt and to build up a 6 to 9 month reserve account for household expenses.

In other words, you cannot deny a person using a Section 8 voucher and must include the amount of the voucher as part of their calculated household income for screening purposes.

The perfect storm:1- Low Interest rates2- Low Inventory3- NO Land to build new construction 4- Location right outside of NYC5- Enormous household Incomes in area6- Covid-19 (the fuel to the storm)7- Large population of people looking for living outside of the NYC (aka suburbs)The surrounding NYC suburbs have roughly 286 households per sq mile.