Realtors, wholesalers, bird dogs, marketing for, networking, classifieds etc.Between those 2 is execution.

Hi Thomas- Depends on what you classify as "better".

If you look at properties with 2 - 3 units, it's classified as residential in the US and it might be the same in Italy.

The Missouri insurance premiums went up more because it is classified as a high wind area and the property is wood frame.  

The appraisal was approx. 8% over the sell price, but I realized they classified it as a single family and used single family comps. 

So if your a landlord that has a property classified as a Tier 1 your doing a great job and your fees are less and they don't inspect your property much.

There isn't anything illegal going on here and I wouldn't even classify this as unfair, unless the lease says there is some other arrangement.

Regarding #2 you should definitely get insurance classified as a property management company. 

The house is in a neighborhood that I would classify as an island of B surrounded by a sea of C.

While the class systems are arbitrary and can be biased based on the person classifying the areas, you are correct thatusually classes A/B make more on appreciation, but barely cash flow (especially with the current interest rates), and that in C classes, you can generate some cash flow. but appreciation rates may be slightly slower if your main focus would be to build equity with some nice monthly income from rent ($50-$100 cash flow after accounting for expenses) It would be in a C class neighborhood with higher crime rates in my market of the KC metro.