I also learned a bunch keeping it a float vAlso remember the buy and hold idea is to hold through the tough times.

another factor to consider... by floating down your student loans you are leaving the door open for more favorable conditions to pay them off (such as getting a job that qualifies for student loan forgiveness, or new legislation being passed that somehow reduces student loan debt/rates.

CDs are nice tools as they don't float, but lock in predictable returns (a 60mo yields 4.1% presently). 

Some big players are still using floating rate debt but they're getting solid rate caps and raising like a year or two of interest reserves.We have bridge debt on two properties (283 units) and are in the process of refinancing into fixed due to the rates and uncertainty. 

I'll still be fine in the end but I might have to get a family investor to float me a small loan for a bit but that all depends on how the appraisals come back (and I have to pay for two of those for the same lot....).This is still a great method though, dont get me wrong.

One is regarding a $500k+ lawsuit that a prior lender says they were not paidTitle insurance is floating the legal bill of easily $50,000.Where it also has haunted people is the lost heir who was never notified upon a sale when someone died.

Many assets bought in the last 2 years face challenges due to floating rate debts.

We have installed floating shelfs and custom tile backsplashes in the kitchen for more pop.

Not standard 12 x 12 ceramic tile & laying stranded bamboo hardwood flooring & not basic laminate floating floor system wood...We are now talking about Tools & Skill level ...As does Changing out plumbing fixtures & Trim work & quality of drywall repairs.

So they're not floating you a 12 month loan for $195.