. ; in addition, hard money lenders normally create more than five loan transactions a year which places them in the cross-hairs of Dodd Frank, so how is hard money lending still "hard" money lending with these Acts floating around?

But that would help you avoid hard money fees if you could find one that does em.That being said, you're still going to have to be floating 25k to 40k on a typical deal and thats a long time to be without that much money.

-If it is you have to either a) lower your price b) exclude certain buyers c) fight the appraised value"How many months can I float this loan (132k or whatever you financed) before I lose out on a potential $7k I would have to eat if I lowered my price?"

Basement finishes require permits - not just electrical and plumbing - since basement walls usually need to be floated and fire blocked properly, and structural needs to weigh in if you’re creating egress windows.In my opinion any contractor who isn’t licensed isn’t really a contractor at all and I would be wary of hiring them to do work if this scope.

My question for y'all is how challenging is installing a floating style vinyl floor (tongue/groove) and if I am primarily only installing on weekends and for an hour or two after work do you think it'll end up taking weeks to do?

After adjusting for the fact that hard assets float against inflation, Real Estate destroys US Treasuries by a mile.

That's also important reason that we stay floated even during 2008-2009.

I think a lot of new investors bought in the hype last year at peak prices and when rent prices drop they are not gonna be able to float it.

The guy doing the pumping is supposed to drop a stick down or something to see how much crud is at the bottom and floating on the top. 

Appreciation will float it!