We need investors that are willing to walk alongside tenants and to demonstrate and encourage positive change/behavior. 

After all the tides of the cycles are all spurred by human behavior.

But the feds shouldn't subsidize that behavior.

While I agree that a PM cant be there all the time and they don't have a crystal ball to predict the future and a tenants behavior, they are getting paid to MANAGE your investment....not just get the rent check.

Let them know that you will not tolerate uncivil behavior.

I'm all for making everyone responsible for their own behavior. 

This behavior is typically repeated 100% of the time.

So don't throw out charges of unethical behavior without considering that the person who puts down $5K or $10K for a lease option clouds the title for the 3 years of the option, or whatever the term. 

Being an agent with a bona fide listing agreement precludes this type of behavior..

I agree with Dave Ramsey up to a point, but I also agree with a previous post that said Ramsey's target audience is really the individual who uses consumer debt irresponsibly and will never change his behavior.