People with your attitude put Google ads and Amazon affiliate links on their site, and then sit back and wait until they can retire off the income.Don't hold your breath!

Then I opened an independent but affiliated office in Houston.

The Trustee is not to have any affiliation to either the Lender (Beneficiary) or Borrower (Trustor), they are a disinterested third party.

If the company is affiliated in any way they must disclose it.

So don't assume that because your skin is white (assuming it is), he doesn't think you are trash while he and "his kind" (which might not just be race, but political affiliation, driving a US v foreign car, etc etc) is God's unique special unicorn who can do no wrong. 

Just a comment, understand that banks have a "lending area" the area to be serviced under their charter as a bank and it is generally 30 miles from any bank location or affiliate lender.

You might want to look at the properties listed by Houston Invest (aka Memphis Invest - no I'm not affiliated). 

The only time you need to get creative in you DDA is when you're bumping your insurance protection on accounts, then another entity may be necessary as I used a Capital Company as an affiliate but a separate entity. :)Edited, I can see there will be no convincing others here, LOL, use what you understand, be consistent in how you account for your funds, be able to show others the logic used and don't comingle funds with other people's money.

I did my background checks on my roommates via MySmartMove (BP has an affiliation discount).

That's when financial statements and accounts of different affiliates, subsidiaries or departments of of one company are carried over into one financial statement.