@Jonah StavskyI'd go 2 ways:First: Hey tenants, I'll pick up the cost this time, the next one is on you. or......Second: I'll split this unnecessary plumbing bill with you, next time it's all on you.

I think there are examples of when I feel title insurance is unnecessary:- Deeding a property from entity you own to another entity you own (aka: deeding a property from your name to a trust).- Recording a 1st trust deed for a sophisticated party that is short-term.

Amos 3:3Walking with anyone into an investment requires mutual agreement or it will be miserable and it could lead to unnecessary stress and perhaps relational and/or financial loss.  

Little things like monitoring utilities, connecting everything to surge protectors so appliances don't steal extra electricity, no cable or unnecessary entertainment additions.

The metal is not visible from the ground so I don't care but don't want to spend money to paint if it is unnecessary.

Having a brand new car is nice, but really unnecessary.

Drew On Coronavirus: ‘Businesses Destroyed, Lives Upended — Not By Virus, But By Panic’Stop the unnecessary panic and hysteria!

I personally believe this is unnecessary.

You will see when they send the list to you it has a ton of unnecessary info.

Overall, my feel with SoFi is that they don't have a ton of seemingly unnecessary paperwork and delays and have a modern streamlined approach to lending money.