Not as many as South Florida, but not uncommon. 

That's why I posted on the forum, hoping this wasn't uncommon and I wasn't a rare statistic.

I'd agree that it's better to put down more generally but if you're in a super expensive state and the numbers still work I'd say fha is good. in most areas in my state it's not too uncommon for a duplex to be 450k and up. 20% downpayment would be 90k + all closing costs. 

It's not uncommon for me to come across people who act like they've won the lottery after receiving my offer for a few thousand bucks.Just because I wouldn't sell a property for next-to-nothing, doesn't mean the current owner wouldn't do it.How do you get properties for this cheap?

Master leases aren't all that uncommon, although I think more common for things like shopping centers.

It isn't uncommon for there to be 6 unit buildings on Capitol Ave in Hartford (there are tons of them).

I've had clients that were okay paying for another $500 appraisal and ended up getting a better valuation that the other.As far as using comps in a different city, it's pretty uncommon for them to do so unless there just are no comps near the subject property.  

I hadn't considered the issues of close quartered tenants, problems with the city (although that's not uncommon with SFRs), etc.

It's actually not uncommon.

It's uncommon to see young people as financially farsighted as you.