@Chad Duncan To reference someone, when you type @Thentheirfirstletters - (case sensitive) their icon should appear below where you are posting (you may need to scroll down before starting your post, otherwise you may not see it when it pops up); then click on their icon and it should be highlighted in your post.

Regarding to ask the employment reference about how much the applicant earned, thought this was sensitive information that the person might not know or not appropriate to share. 

Helps me to understand where the sponsor is making assumptions and then I can play with those assumptions to see how sensitive it is. 

Of course, this is a sensitive subject and she has every right to voice her feelings on the matter.

It is extremely interest rate sensitive activityhow there is public company that wanna do this repeatedly is beyond meBut since I use living in the flip strategy is becomes very manageable 

This is why I am really sensitive about this topic right now. 

You will not regret it.I will answer the least sensitive question concerning LLC loan limitations on new formations.I, and some other members with me, built an LLC that needed to get a loan IMMEDIATELY upon it's inception. 

Objective is to safe guard you from any litigation.

Seller decided she was sick of people screwing up simple jumbo SFR owner occupied loans, and 1031 is super time sensitive (a week or two can cost you several hundred grand...), so I ended up getting to know seller better than any of the buyers.

Would seem that a CPA or tax attorney 'knowledgeable' about sensitive RE issues should be the call you make first.