It does get into the 40s in my city, but I shouldn't even have to defend that.

I support the First Amendment and defend his right to speak his mind.

Note that in this scenarios, your insurance carrier doesn't just pay out claims up to your coverage limits...it also has a "duty to defend" and will fight to minimize and settle any claims at the lowest amount possible to protect your (and their) financial interests.

I could understand 5 days, but 15 after 48 hours seems excessive. 2.The Defend and Hold Harmless clause has the Owner insuring them for their acts.

So, while I appreciate that you may know more of what eXp offers being on the inside, and behind the curtain (because their website interface is EXTREMELY veiled without giving personal info), I wasn't wanting to engage in a debate to pit the two against each other, or feel the need to defend KW for that matter. 

I’ll actually come in and defend the fed’s actions here, the printing of money in March of 2020 plus zero rates likely saved us from a depression on top of a pandemic (the type of thing that causes societal collapse.)

If someone gets injured, you are sure to be a defendant whether you are actually liable or not.

By no means am I defending unethical practices, but just saying everybody starts somewhere right?

I understand that you have more skin in the game then most as you have intellectual property and credibility on the line and must defend what you are passionate about.

Also any lien junior to that lien that was foreclosed, if it was not named a defendant in that foreclosure case, it survived the sale!