Credit card scheme.. massive credit card debt.. is what that is about.

My suggestion is to find a CPA to help and maybe not think of RE as a get rich quick scheme using little or none of your own money. 

@Carrie Maultsby-Lute granted I'm not in your market but I like a light colored cabinet with a med tan or dark top(depending on your paint scheme).

Instead of paying for schemes that could have consequences, I'll just keep paying liability insurance premiums.

It's your decision but as long as there are no other issues and as long as the colour of her money is green why care if there are no other issues.You need to grow thicker skin.

Saving a few bucks here and there doesn’t really matter in the grand scheme of things.

Answers: 1) Too much longer, and 2) 100%.Time is money, so I cut straight to the chase and remove the agency risk by rewarding him with what he would have tried to scheme me into anyway, save possibly thousands of dollars, a great deal of time and undue stress, and end up getting to property.If I have to pull this out of my play book (which is not that often), I do so without hesitation.

Contracting too early with a seller on land like this is often a mistake until you have all the ducks lined up, then present the entire project scheme and use subordination agreements instead of buying, as lots are sold the seller gets a higher price.....depends on motivation and time frame of the project. :) 

I've seen this scheme where a house with little equity gets sold to a buyer with bad credit and little cash.

If the walls did not have to be painted, but updating the color scheme might be considered necessary to get your property rented with the shortest period of vacancy.