If you are changing careers and your income will go down significantly (you said change, I implied decreasing), why not keep the money as a back up/emergency fund in case you need it?

With lower commission fees, investors could increase their ROI on properties they intend to hold for shorter periods or those targeting travelers, temporary workers, or tenants in transition.

maybe put in a temporary outdoor shower

I am not on the forums enough to notice but as rates decrease, loan transaction volume will increase. 

So, I believe some of the fundamentals of larger multifamily (increasing NOI via increasing revenues or decreasing expenses) are beneficial to smaller multifamily although the ultimate value is not determine by NOI, but by comps. 

I increase their ROI in the process and decrease risk/headaches. 

Does anyone have any experience with renting to Corporate Relocation companies who provide temporary housing solutions for insurance clients who have been displaced from their homes due to claims?

Financial independence to me is being able to replace some of my current salary (unless I am able to house hack or have little to no mortgage costs) and that number would dramatically decrease.

And check out this correlation - if we address climate change and our efforts are even marginally successful, the decrease in natural disasters may have some effect on lowering the rising cost of insurance. 

Really dig in on ways to increase your rental revenue and decrease your expenses.