When this segment of the market tightened up we started looking to what we had done and was still working well.

Granted, the lending market is tightening, but the rates on HELOCs are hard to beat right now.

In general, lenders have been tightening lending standards across the board. 8)

We are all in the game.I profit no matter what the economy is doing.I profit more when the media says the economy is in bad shape.Because fear causes people to run scared away from money that is laying around.I think it's all a matter of knowing what is going on and that these are just cycles that are always occuring and adjusting your strategy to fit.There is nothing new under the sun when it comes to buying and selling properties.Laws change ....we adaptMarkets change.... we adaptFed changes rates....we adaptBanks tighten up on their lending ....adapt More forclosures ....adaptCan anyone tell me of one market condition that hasn't existed in the past.It has all happened before and it will happen again in the future.Very few inovations in Real Estate.Just people who know how to put it together.

By continually do researching, I came across in this article about strains kylekushman.com/topic/purple-stripes-on-stems/

Struggling banks are tightening loans to U.S. businesses.

One of the most important things they strain is to know the law and to know your rights.

In the past I've had various connections to people in the industry who could get me a name/password and I could log in to places that have property information and get profiles, plat maps, history, etc..Things seem to be tightening up due to the RE industry woes and I don't have that ability currently.

Yep, things are tightening up.

A lot of people facing foreclosure that I have spoken to recently are are not able to refinance their homes due to the ever-tightening lender requirements in this depressed real estate market.