Implementing water-saving initiatives is a smart way to reduce utility costs.

Any advice you would give to someone first starting out?

Investment also spiked in Class A Short-Term Rentals (STR) and investors started paying higher and higher prices based upon anticipated STR rental rates, that exceeded sustainability based upon Long-Term Rental rates (LTR).

.)$10K out of my $30K line is only about 34% utilization maximum after I take each chunk.

And there’s another $20k tax free head start I have over the “worker bee”. 

They were fine with my score (about 740), but have issue with the percentage of personal credit I am utilizing, so that discussion also petered out.Apparently, I have a lending profile right now, that is not attractive to mainstream lending programs.Any advice?

Could you expand upon "leverage the start of your entire life"? 

Currently have a great job but want to start acquiring  2-4 unit complexes.

Need more information surrounding why your current lender is suggesting they cannot utilize the rental income on your investment property.

:)General question here: I invest in long term rentals in Memphis, but I live out-of-state in NYC, so I was wondering if anyone had any general advice about starting an LLC in my situation.Would you form the LLC in Tennessee or would you recommend forming the LLC elsewhere?