So I require skin in the game (average is 5% to 15%) to offset this.

It is simple enough and cheap enough to run surface molding up to the fan box, with an extension on an outlet box to connect to a circuit.

I suggest an aggressive principal pay down so they can have skin in the game.

There are other ways to skin a cat!

I will use my knowledge in the home inspection field, owning and operating my home inspection business, the relationships i will make during that time, my experience in being a landlord and my knowledge as an licensed electrician and home inspector to help convince my investors that i am serious and have the skin in the game to get deals done.

The true value in most mentorships and coaching programs are the communities, the other people who put skin in the game to do it with you.

If they already cleaned it, then that proves it was surface mold and not an issue.

@Suzanne Player, I suspect that can be buffed out of the surface.

They have the thick skin and wherewithal to put up with this.

Analyze financial statements, market trends, and historical performance data to move beyond surface-level information.