Shared laundry meant a fifth utility meter and high water costs that I paid.

Subtract $350 for HOA dues, maybe another $400-$500 for electric and internet, and potentially water bills. 

and deal with power lines, water lines and sewer, maybe seal the well. 

I don't think any water is coming into the crawlspace other than the plumbing leaks in pipes running under the house.   

under mount granite or quartz counter tops.. water closet  heated floors ..

Quote from @Jaycee Greene: Unless you already have a capital reserve fund that will pay for unforeseen, major expenses, like a new water heater, roof, or A/C unit for example, I'd keep the profits in the account until it can cover 6-12 months of operating expenses.

Pretty often no water, sewer, power or even roads to the property. 

You can lead a horse to water but you can't make the horse learn math.

But it should only be attorney cost, the deed and recording fees (few hundred) , maybe a final water cert.

What type of MEP work are you putting into the design for getting the sewer, water, power, and internet (assuming you're not extending gas) to the inside of the building?