So run your number and do a lot of simulation.

Credit Karma has the simulator built in and is very accurate when it comes to the amount of impact adding cards, paying off a loan or credit card, etc... but not for the score itself.  

2 hot buzz words all RE marketing gurus love:Automated & VirtualVirtual means simulated.

They sell it in tile pattern and in a simulated hardwood look and maybe more patterns..

If anyone runs a retirement simulation they would see that for the average person the 401k program can not be beat.  

Features as per website are:"online text, online audio, online flashcards, practice tests, test simulator, proactive instructor, PDF eBook, Exam Prep Book"I’ve found the web interface easy to use so far.

My recommendation, if you want to do them, is only do simul closes with end cash buyers.

If they are a cash buyer, then you no seasoning restrictions and can do a double or simul close.

I would try and simulate an amortizing loan based on how much $ you are using from the HELOC.

If you decide to leave the Columbus area and head back to the Front Range (I'm in Fort Collins) look into a 1031 exchange or keep the property there and do it again out here, or whatever market you find yourself in.I would also recommend getting involved in some local REI clubs, analyzing your market, simulating deals, networking, all that good stuff.