So on the rental agreement, I had wrote its a two bedroo0m house ,then on a separate agreement, I wrote one bedroom for the remaining portion  of the rent. 

I'm gonna reach out to you separately to discuss.Tx

I have my separate allocation of funds exclusively for investment property.

If you don't create an LLC, you should open a separate personal checking account to track rental income and expenses.

Why do this instead of separate leases?

You can create a separate virtual account for each unit that will link to your main operating account.

It's a situation where if it was a springer episode each party would have to be separated after the fist fight/hair pulling contest with one getting thrown in the crowd. 

I've done this with my properties because I'm well known in my small town and don't want people to know what I own.LEGAL PROTECTION: By placing your assets in an LLC, you are legally separating them from your personal assets.

This way, you'll have access to liquidity without the headache of managing separate loans and fees.Predicted Refi Rates: While no one can predict rates with absolute certainty, the general consensus is that rates may stay lower or remain stable in the short term, barring any economic shifts.

Only one house instead of 4 separate units is less things to worry about.