
6 June 2024 | 25 replies
This off season, mission beach was the most dead since the Great Recession (excluding COVID lockdown periods).

5 June 2024 | 4 replies
Your income is very solid, but you don't want to add dead weight to your earnings by going too big, too soon.

5 June 2024 | 2 replies
The wholesale/realtor/flip side of our business also was completely dead during that time and we had a lot of vacancies in our LTRs so it was a very challenging time.

5 June 2024 | 6 replies
Know the family of a dead person?

9 June 2024 | 36 replies
Old school methods such as bandit signs are dead and illegal in many areas.

4 June 2024 | 6 replies
I have replaced the batteries and it was dead the next morning.

2 June 2024 | 23 replies
Personally I would never buy a place that is near a deadly tree, unless I knew I could remove it first.

3 June 2024 | 47 replies
If anything suspicious comes up our State contract entitles you to specialized follow up inspections - such as a sewer scope. so much for markets being dead :) or prices dropping like you see in other areas.

3 June 2024 | 56 replies
Most the time all we find is animals (dead or alive), spoiled food, feces, etc. so it's nice to hear someone find something that isn't any of those items!

4 June 2024 | 221 replies
Originally posted by @Jenning Yu:The problem with your numbers is that on the life insurance side you only considered the return produced by the new loan each year.You forgot to reinvest the profit from the prior year return.So in year two, you are taking a loan of $81,090 but the return will be $8,568 because the 10% return was not only on the $81,090 but on the $81,090 +$4,590 that was left over from the prior year.I made a better spreadsheet with also accounting for taxes.Cash value: 85% of the premiumLife insurance return: 6%Loan value: 90% of cash valueLoan rate: 4%Tax rate: flat 20%If the outside investment return is 10%, the insurance + investment overpass the investment in year 9.at 15% return, it will be on year 15.at 18% it will be on year 29,at 20% you'll probably be dead before :-(.Now if the life insurance return is 8%,if the outside investment return is 20% the life insurance overpass the investment only in year 8at 25% it will be year 11.at 28% it will be year 18at 29% it will be year 25at 30% you'll be dead before.Of course, a higher tax rate will favor the insurance side.