And I think Huntington Bank will as well but at a much higher rate, I think index plus 1.9

The tool would be able to do myriad analysis to evaluate the deterministic analysis such as margin of safety, probability of a return, maximum buy price given a certain probability of a return, and calculate the opportunity cost comparing this investment to an equal investment in an index fund.Does anyone think a tool like this would be useful and beneficial or do you think it's more of a waste of time?

Have you carefully considered the exciting possibilities of index fund investing for your money?

It's irrational to lend money out for a lower interest rate than the anticipated ROI from parking it in a Wall Street index fund. 

I have come to believe I should have a substantial portion of my net worth invested in a Schwab Total Stock Market Index Fund (SWTSX) or Vanguard Total Stock Market Index Fund (VTSAX).

Vanguard, I completely forgot about and their index funds.

Looking for 10% or higher CAP rate from rentals…better returns than index fundsOrBuy and rehab/remodel an existing apartment complex in a B neighborhood and hold…I rather do the former (low maintenance)Location:I was thinking Orlando, Tampa, Jacksonville areas…good demographics, steady real estate appreciation, low unemployment, relatively low real estate prices… I currently live in Seattle area and the prices are extremely high for this kind of project.I am willing to temporary relocate or commute in order to manage the project (wife will take care of the existing business).I am looking for advice, suggestions, comments

Stay out of debt (completely out of debt)Get your degree (While on active duty it's free and you don't touch your GI bill) Buy low cost index fundsBuy some high risk stocksSave save save save saveRead every real estate book you can get your hands onPlay it out over 20 years.

Analyze and optimize your personal finances, and invest in less capital intensive vehicles (index funds, blue chip dividend stocks, bonds) to save up for a bigger down payment.

I personally do not try to time the market and only stick with low-cost index funds.