I've also held of holding properties in individual LLCs that are owned by one S corporation, which allows for a 60 / 40 split between ordinary income (regular tax) and dividends (capital gains tax rate).With the goal of minimizing taxation and liability protection, what would be the recommendation from more experienced people here?

.: The fees are about market rate for PM companies although the repair is a little high imo - the issue sounds like they procured a bad tenant.

What is the interest rate on borrowing compared to the rate you are earning, then take into consideration the tax consequences. 

They have 4.8 stars out of almost 1000 reviews, and the BBB gives them an A+ rating but they require 4 to 6 thousand dollars up front to work with them.

With no credit score the interest rate would be based on the lowest credit bucket.

Even though there is low inventory, interest rates are high, and many properties don't cash flow, look harder there are always deals, you just need to find/make them.

If you're goal is a long term hold, you're almost certainly going to do well even with a market rate deal in any of those states.

If they have a good interest rate it might be worth looking to see if you could assume their loan to take advantage of the lower rate.  

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

The current tenants are month to month and not interested in buying, and the existing mortgage balance is assumable (3.65%) for qualified buyers.I know it's a great house -- and with the assumable mortgage -- a great buy for someone looking to save with current interest rates sitting as they are.