Also, contacting neighbors is not standard practive for PMCs, so how much extra are you willing to pay your PMC to do this?

Yes, you can go visit Class C & D tenants at their homes to convince them to sign up for auto-pay, but:1) Once you leave they will revert2) Their biggest problem is NSFs! 

We pay $55 per month for Wife and each cam was $220x4-There is also cloud recording(up to 10 cams) for $9 per month. 

Paying this out of pocket is going to hurt badly after I've already lost rent for the past 6 months plus court fees.

You hired someone to do a service for your benefit , YOU pay . not the seller 

It does appear that we need more information about actual ability to pay the rent but in reading between the lines it appears that there will be two more adults living in the property, so we have more information to gather.

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

The only thing they get is their pay for a few months while they are not working.

Have them pay a week or two before they arrive when they are past your cancellation period.

It's a great way to get into a property without needing to pay a large down payment.