As for security in occupied houses, I don’t have a definite solution - it’s just that opening doors is a low-value task that a busy buyer’s agent probably shouldn’t want to handle."

Quote from @Elliot Angus: I recently came across an interesting opportunity and thought I’d share the details.Mortgage Details:Outstanding Balance: $70,000Fixed Interest Rate: 3.75%Monthly Payment (PITI): $950Loan Maturity: May 2045The property’s current market value is around $225,000, leaving significant equity on the table.Tenant-Buyer Situation:The property is currently occupied by Rent to Own tenants.

zip code 14605. i am in contract with a 6 unit there, it is currently occupied but a management company i briefly spoke to denied to manage the property due to the area. im on the fence wether i should go with it. 

Talk to a few local banks and get preapproved - the best financing will be for properties you choose to occupy, so I'd recommend getting something with at least two units.

TAYour ADU application will likely need to be signed by the tenants occupying the property so having a conversation with them is important.

There could also be a change to the HOA by-laws eliminating the right to lease and alternatively if too many units are tenant occupied it could impact the warrantability of the financing which would be problematic if you wanted to sell the unit.

So there are distinct rules for North Vegas, City of LV, Clark County and Henderson.No homes for sale in Henderson either-there you can have up to 5 homes per person, no bedroom limit,no need to occupy.

Because I want to continue investing, avoiding paying the personal gains is what my mind is occupied with. 

But, VA is the only "owner occupied" loan type that you can actually refinance after you have converted this to an investment property! 

This condo was purchased both sight unseen and occupied.