Hi Ian,You'd probably looking at "light-doc" financing that are currently at 8's to 9's on average at the moment.

I have been use Baselane for the last three years and I like being able to login and at any moment get a very clear picture of my rental earnings for the month. 

What is the best way to find and approach people who are not necessarily selling at the moment and make them consider a sale?

My concern is the markets they're choosing to purchase into at the moment.

Plan accordingly and know what your gap of timing is and how or when you can utilize all your lending options again and which options you have at this moment.

It's directly manipulated by the Federal Reserve via quantitative easing, yield curve control, and short term manipulation of Fed Funds rate.Over the next 40 years, there will be a Minske Moment when people realize that (without reserve currency status, and the ability to counterfeit our own currency ad infinitum) the U.S Treasury is an objectively insolvent entity.

@William Vreelandsetting aside the specific market for a moment, do you have a plan to execute every step of a BRRRR? 

Please let me know the best zipcode to invest in for good appreciation of the property at the moment in Memphis. i recently bought one in 38127 and looking into buying more in memphis but unclear on the latest market shifts from a appreciation standpoint and good rental income.. 

It took a big "aha" moment for me about 3 years ago to realize that I don't HAVE to stay in that part of Brooklyn (or NYC in general). 

But since you are new to BiggerPockets, you must know that you just unlocked an Indiana Jones treasure moment where all of the Columbus agents get an alert from a batphone to immediately drop everything that they are doing and come here, to this forum, to talk about Columbus because you asked about Columbus.