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12 February 2025 | 5 replies
But because it is built before 1960 banks do not insure it as it is(not renovated) for earthquake so they do not grant me a loan even though my payslip is quite good
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14 February 2025 | 6 replies
I’m currently closing on my first property in 2 weeks using a FHA 203k loan to help with renovations.
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13 February 2025 | 3 replies
It started as an FHA loan but had to switch to conventional.
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13 February 2025 | 8 replies
Sounds like she has a loan on the property still so the only way to get the deed into your name is to have the loan paid off like normal. unless she has an assumable FHA loan.
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24 February 2025 | 27 replies
Since 75% of the proposed income more than offsets the PITI of the loan, it's a wash.
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27 February 2025 | 21 replies
House hacking, long-term rentals, or something else?
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20 January 2025 | 31 replies
That's my biggest concern.But I should also look at the tax and long term benefits.
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23 January 2025 | 8 replies
@Chinku Chinku how is paying the loan balance down going to help you reach your goals?
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21 February 2025 | 15 replies
I've owned long term, short term and commercial (industrial) properties in the past, but never anything out of Province/State.Thanks so much!
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8 February 2025 | 13 replies
I got a PA for 300k/FHA loan. 720+ credit score, 75k cash, and good income.