My girlfriend and I have been looking at properties over the last couple of months due to life situations changing and having a decent chunk of change saved for a down payment.

I have some real estate experience as a commercial real estate agent for the last few years.

Since it's my first property the last HM Lender I talked to said it would be 9.9% interest only with a 6 month period before I can refinance to a traditional (or DSCR) at around 7% Seems like both conventional/HM loan will be the same in the end.

They refuse to give investors the information they ask for such as who is the loan through, what kind of state it is in, and who are the GPs, LPs, profit and loss statements.

The parking situation just changed last week.

I signed up last year and I'm just now started to take my investment plan seriously. 

I have known them for 10+ years and have been an investor with them for the last 4 years. 

The 10-year treasury is currently sitting at 4.62% as of 1/24/2025 up from 3.73% on 9/13/2024, reflecting a 23.8% increase over the last 4 months (Source).

I just raised the rent $500 on our current tenants and now HOA just went up another $300 last month! 

Verifying last 2 years of rental history very important!