Thus, despite two of my properties having over $1m in equity each, I can't seem to refinance to access the money for new investments due to DTI. 

They metrics I look at are rent to price ratio, history of appreciation and potential built in equity.

This is why it's important to get a good deal with built-in equity but also why it's hard these days with rates as high as they are.3) It's very different with and without debt. $150 is pretty tight (for a house) but if you're including recurring capex, I think it's alright these days with rates as high as they are.

Here are the key considerations:Pros:Potential for Profit - Through the value add component you can increase profitability on your return, typically you're buying distressed homes with built in equity, rehabbing and increasing your equitable position furthermore. 

I have about $45K in equity, but not enough to pull it out.

Hey Jonathan,First off, just wanted to congratulate you on achieving over 1M in equity, that's huge!

We currently own a home here and are up over $100K in equity over the course of 4 years and will cash flow around $600 for perspective. 

However if you have multiple houses most people don't have them all in different LLCs and if you have $50k in equity built up in each of them they are still going to go after your insurance money and whatever equity they can get.

I currently have approximately $100K in equity in my current home and can't decide what's the bast course of action to take.

Hi Everyone,I am making a commitment to be more active on here, and going to try to post here a few times a month and also answer questions from my perspective for the younger investors.As the title suggests, I am a long time RE investor, have 3 properties 2 of which I rent out (one is cash flowing $700/mo , YES) I control 1M in assets, have about 250k in equity total.