Would depend on if you have enough skin in the game or other collateral

Insurance has no skin in it since they don't cover mold, only have duty to defend. 

It may have been possible years ago, but not anymore--lenders want to make sure that you have skin in the game and that you won't just walk away from the property if things get tough.

You must have thick skin and the ability to laugh when things seem like they’ve gone wrong.We know there are more than 15 things you need in the home, so comment below of there's anything you would add to the list.I CAN HELP with a a few of these items too!

Should I insist he put skin in the game up front as well and we both take our chances on losing money?

You're the one with skin in the game here.

And with all things considered, I would want someone to have equal amount of skin in the game.

You can also ask for 2 months of free advertising, if you pay for the skins.3.

There was pushback from lenders because “I wouldn’t have any skin in the game” if I used investors. 

Sounds like the other two are the ones putting skin in the game and you're the one that brings them the deal...?