Moderators tend to freak out and remove posts when external links are posted in the forums. 

As for Milwaukee, it's as diverse as I'm sure many cities are, with room for opportunity and a lot going on externally and internally which is generating a lot of hype.

@Dennis M.Agree about the external lighting on front and back doors. 

Generally, they are going to look at the total DSCR on the property, including the external financing, in addition to the "subject" debt DSCR.

Trying to get someone out on Turkey Day would have cost you 3-4x as much and so I think it was reasonable to wait. 5 day turn around time with a weekend, holiday, and third party involved, not bad at all sir....3) Agree with previous post, will probably be outside of the scope.4) Unless there was an acute event which caused the leak, i.e. earth quake, flood, external damage, etc., my guess would be no.

If the issue goes before a judge, the document will be judged harsher against you as the drafter.

Reader's Digest version;In timeBy management through or by;changing use to higher and betterchanging external factors that lower valueincrease utilitymake improvementschanging perceptions of/for useincrease competitive advantage through regulatory changes for competitorsaccelerate debt servicereduce expenses-increase incomeThe end :)

In particular, $12K sounds a little high (even by our crazy Canadian cost of living) for an external paint job.

External obsolescence effecting a property value can be miles away.

On a brick Vicky you have the option of loosing the brick - actually you would be turning it into a thermal mass on the conditioned side of the wall which has benefits - by covering the external wall with 2-4" of hardboard insulation and re-cladding.