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Results (10,000+)
Ryan McCann AIRBNB
2 July 2024 | 73 replies
Do your market research to set your base price (filtering by private room, in your instance), stage it cleanly and simply, have some great photos taken, start your prices low, then go high, be responsive to their requests, etc.The biggest difference will be in your description.
Sean Pedeflous Slow to find tenants or over reacting?
1 July 2024 | 10 replies
Catch their eye with a descriptive headline.
Jonathan Feliciano Is the last, affordable city a good place to invest?
30 June 2024 | 28 replies
I did some brrrr’s out of my geographical area a couple years back, and I’m starting to regret it.For one a person is at the mercy of the Contractor long distance.
Yulia Volokhina Cape Coral vs Port Charlotte vs North Port
29 June 2024 | 11 replies
Hi @Yulia Volokhina,All of these markets are very close to each other geographically, so you're not going to see massive differences between any of these.
John Giggy Can you get a loan on a property with a CLTA policy?
28 June 2024 | 7 replies
Also, you should be getting a staked survey (or better, probably better), given you are doing a Metes and bounds legal description, anyway.
Zachary Sakena Subdividing with conventional mortgage loan
29 June 2024 | 8 replies
It can happen but you need to have a seasoned Banker or Loan officer with very lien ant construction underwriters.You will need a solid and very descriptive "LOE" letter of explanation and make sure you’re not trying to build a 2-4 unit or a smaller home versus the current homes GLA/SQFT or it will "Not" get approved.
Jon K. How much do you pay for drywall guys?
1 July 2024 | 58 replies
The ad just had a description of the job that needed to be done and said to send an email describing yourself and the type of work you can do.
Sumit Kaul loan agains equity/etf vs 401K vs other options
27 June 2024 | 2 replies
Here are some options and considerations:Loan Against Equity/ETFs:Margin Loans:Description: Margin loans allow you to borrow money using your investments (such as stocks or ETFs) as collateral.Pros:You retain ownership of your investments.Generally quick access to funds.Interest rates can be relatively low compared to other types of loans.Cons:Your investments are used as collateral, so if their value declines significantly, you may face a margin call (requiring additional funds or securities).Interest rates can vary and may be higher than traditional loans depending on the lender and your creditworthiness.Securities-Based Line of Credit (SBLOC):Description: Similar to margin loans, SBLOCs use your securities (stocks, ETFs) as collateral, but they typically provide more flexibility and may not trigger margin calls as easily.Pros:Allows for ongoing access to funds as long as your collateral remains sufficient.Interest rates may be competitive.Cons:Similar risks of potential margin calls if the value of your securities drops significantly.Terms and interest rates can vary widely among lenders.Comparison with 401(k) Loans:401(k) Loans:Description: Borrowing from your 401(k) allows you to access funds without selling investments, using your retirement savings as collateral.Pros:Typically low interest rates.No credit check required.Interest paid on the loan goes back into your 401(k) account.Cons:Usually capped at a percentage of your vested balance (commonly up to 50% or $50,000).If you leave your job, the loan may need to be repaid immediately or could be considered a taxable distribution.Potential opportunity cost of missing out on market gains if funds are withdrawn from investments.Other Alternatives:Home Equity Line of Credit (HELOC):Description: If you own a home with equity, a HELOC allows you to borrow against that equity at typically lower interest rates than unsecured loans.Pros:Lower interest rates compared to other types of loans.Interest may be tax-deductible if used for home improvements (consult a tax advisor).Cons:Your home serves as collateral, so failure to repay could result in foreclosure.Personal Loans:Description: Unsecured personal loans can be used for various purposes, including investing, but typically have higher interest rates than loans secured by collateral.Pros:No collateral required.Funds can be used for any purpose.Cons:Higher interest rates and stricter eligibility criteria based on creditworthiness.I am a loan officer and we do some of the loans stated above.
David Lee Hall, III Painting a rental single color
29 June 2024 | 27 replies
Here’s a helpful description of different paint finishes.
Katie Jewell Real Estate Professional- Time Tracking
26 June 2024 | 10 replies
But, my question is, how detailed does the description have to be.