Scripts will only get you so far, once you open up the conversation you need to be flexible with how the conversation flows.

Some banks and credit unions are more flexible, especially if you have a strong financial profile.

I bet they wait until January or February so they don’t have to pay the tax on those gains for another year (which is why we may be seeing less selling this month than in a normal cycle).

I basically just told them when they moved in that any drama that may arise from them sharing the house is between them and has nothing to do with me (as long as the house/people aren't being physically harmed).If you do end up renting to veterans I think your best bet to ensure everyone gets along is to just make one lease for all 4 bedrooms.

I’ve had some success steering clients toward portfolio lenders who can offer more flexibility than the big banks.Another thought: have you considered diversifying into asset classes that might generate better cash flow even in today’s environment?

Memphis has a steady, growing economy, and there’s always demand for rentals, which makes it a great long-term bet.

Even at $60,000 a unit - that is a $1.2 million deal... and realistically I bet they will be over $100,000 each... all just a guess... but when you get into these price points and you are "new to real estate" as your title in your post suggests - I think you are probably getting in over your head for a first deal.  

You have the flexibility to show your own units and manage turnovers, etc.I see a couple of nice multi-family properties in your area for sale.

I have some flexibility with scheduling, but you must coordinate with me before November 5th.

You can probably just Google how many pre-licensing hours and education you need for your state in Georgia but I bet its around 20-30!