Feel free to reach out though if it would be helpful to look for a sweet spot in those to see the tradeoff between prepayment penalties/terms!

Quote from @Adam Bartomeo: A tenant that pays their balance after they move out is almost like spotting a unicorn, bigfoot, or finding a pot of gold at the end of a rainbow.

Think Indianapolis is a great market for investing - we just released a list of our top 5 markets for BRRRR Investing for 2025 (just an analysis and prediction) and we put Indy at the Number 1 spot

Whatever you decide, it sounds like you're in a great spot and I wish you the best of luck! 

The beauty is, you can rinse and repeat, moving your equity up the ladder of properties, from a small duplex in Austin to a bigger aprtment complex in San Antonio, or even pivot into a promising commercial spot right here in the Phoenix area.I remember a friend of mine who started off nervous as heck about his first exchange.

You turn right and people willing to sell below market value chase you.You turned left.So you complain to your favorite Guru that you are not getting much luck with your mailers calls and texts.3 guesses what EVEY PERSON on Bigger Pockets is going to tell you?"

What is everyone's favorite form of creative financing (seller finance, subto, etc..) ?

Instead of focusing solely on the popular spots, they expanded their search to neighborhoods like Linda Vista and Lemon Grove.

While many gurus glorify the strategies they’re selling through courses or books, methods like BRRRR aren’t easy and can put you in a tough financial spot if you’re not careful.

To piggyback on Henry's comments, he's spot on with #4.