The other option is to find a partner with some experience and use that on the loan.

Just curious if others have had a good experience with them?  

Ive done some exploring of different options for funding specific properties in Ohio but with little experience in real estate I could use some help.

Additionally, any existing restrictions at the town level (there are MANY) will be abolished, unless deemed "reasonable" by the state.

Just from my experience.

@Michelle Wang, I completely understand your frustration, and I want to say that you are not alone in this experience.

Additionally, related-party rules could disqualify the exchange unless ownership is structured correctly.

I've got about $525K in equity in the property, but lenders have told me that I cannot get a HELOC to access that equity for additional purchases because the duplex was financed as an investment - they have said TX law dictates that HELOC can only be used on primary residences.

Otherwise, you may need to replace a water service (13-15k), electrical service (10-15k) and upgrade wiring (This is a tough one, but maybe an additional 8-15k inside).

What would be my best route to take if we need additional finances?