If you can swing it, increasing your down payment to 25% or more might help boost your cash flow and make your investment even more sustainable.Your long-term goal of buying and holding, with a target of 20 properties, is definitely a winning strategy.

Using 30% to 40% is aggressive enough to win an offer especially if you can close less than 30 days.

Texas remains an exciting market, and you've got some excellent opportunities to diversify or even consolidate into a single high-quality asset.

If we build more, dense, "dormitory-style" housing or similar, we can more efficiently house people, bring down costs, and everybody wins. 

Real estate investing is largely about the choices we make as owners.Over the years, I’ve worked with many teams and companies, and I always recommend SDIRA Wealth because they build the properties in the best markets, and consistently excel in meeting my top five criteria.  

It's very hard to win with low money down in Northern NJ.

The chance of winning is slim to nil.

Don't know about anyone else, but I feel like my personal daily battle is between doing what is urgent and fuels my raging undiagnosed ADHD, or what is actually important.I've done a ton of work on this over the past almost 4 years, and still am nowhere that I think I need to be, but I'm at least getting to a level of awareness I don't think I ever had before and that is a win in my book.  

This is an excellent post. 

Excellent book !