I have a question that I'm sure I'm not the first to ask, even if I'm not sure how to ask it.

Even Northwest has alot of development going in, and the 303 is offering good support to connect freeway access over there. 

Even when I was younger, I understood that it could be a great way to achieve financial freedom, retire early, and live without the stress of money constantly hanging over my head.

Why even have licenses?

Their view is that an arcade game is cool for 10 minutes, but a PS5 is something that they would enjoy for their entire stay. 

If I don't have enough for a first position lean, is it even worth it getting second positon liens?

Plus the added requirements around getting drawings and general contractor for even adding a tiny closet.

There you can build up your skills even further and these jobs can pay a lot if you are producing great results.  

I’ve been seeing some real opportunities coming to the Multi Family Market, but the best deals seem to be moving quietly, before they even hit the market.Curious—what’s your approach this time around?

Those failures are  more negligent than a PM allowing a guest who paid with expectation to stay at the house to remain there in the middle of winter when they arrived on a Friday evening as you described.For now you will have to rely upon insurance, I don't believe the PM acted unreasonably given the circumstances.