Agreed, I think these articles are primarily made as clickbait and designed to give homebuyers false hope of an impending housing crash.

There are also loans that are specifically designed for this type of property if there is enough work that needs done.  

TBH these circles do speaking engagements as promotional opportunities, it’s a hand shake and “I’ll speak at yours if you speak at mine”.

Your background as a licensed architect with experience in commercial and residential projects is an incredible asset, especially here where so many members are navigating construction, renovations, and design challenges.Out of curiosity, have you worked on any projects that were particularly challenging or rewarding?

The PadSplit platform should be used as a resource/tool but please engage with the people in the organization.

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

And if they are a hobbyist/part-time builder, then they should engage the proper professionals, i.e. a title officer, civil engineer, architect, contractor et al to assist in reviewing the project's feasibility.

Not when there are so many alternative methods of engagement towards resolve of which past clients have appreciated.

Acquired a double lot for $112k after resolving title issues and paid $360k for construction, creating a 6-bed, 5-bath house designed for co-living or multi-gen use.

It is designed as a credit builder as they only report "paid on time" payments.