Despite the communist landlord laws you have good appreciation and rent growth.Check out the FB group Twin Cities Real Estate Investing if you want to connect with more locals there too cash flow is easy if you have the right team and knowledge, I can get as many as I want in my market, all with double digit net caps, All the best 

This includes a thank you for booking, confirms their dates and check in times, gives the address to the nearest grocery store, provides a link to our digital guidebook and lets them know all check in info would be sent three days prior to arrival.2.

Big discount due to it all being on line or digital now. 

The days of double digit annual appreciation and cash flowing single family homes wont be coming back ....

part of the problem though is that a lot of new investors are coming in now armed with content from >5 years ago and ready to 'retire' off the cash flow from 4 C- rentals. 

Rates on DSCR are lower and they offer ARM and I/O interest only options.  

Hey Bans, If I were in your shoes I'd take the ARM.

Locally, I know an investor that runs a crazy profitable trailer park where he is probably pulling in a 20%+ annual return on his investment - but he has to self-manage because no one will touch it, collects rent and deals with evictions armed, and has several "overseers" living for free on site to make sure no one burns the park down.

If you can qualify using your income I would avoid DSCR but again its not the end all they have value.DSCR single family requires 15% down, 2-4 Units require 20% down, they offer 5/6 ARMS, 30 & 40 Year fixed and I/O Interest only options which can help cash flow first few years.

Again I 6 digit differences sometimes.