I'm not saying to invest in El Salvador (I haven't researched it enough) but I think property rights need to be protected in two ways; from arbitrary government abuse, but also from rampant criminality. 

Do I have to refinance with current lender or they will deny any refinancing deal with me?

It is illegal to deny a tenant based on source of income, so if they have a CHA voucher they can live anywhere. 

From experience, you definitely want electric and gas submetered as tenants will abuse a flat fee.

We applied for a traditional cash out/refinance on the investment property but were denied because she's only been employed at one job for 1 year and 2 months (they wanted 2 years).

Even though it was reported as vacant, we were denied the claim by their carrier, due to there being no working smoke detectors found.

My loan application was denied because my salary from my full-time job is too low.

Is there even a bus that goes out there?

Should I deny the request?

He sued them because they previously denied black agents to join due to their racists policies in the 1960’s specifically, “we don’t accept black members”.